Vision Insurance

Sometimes vision insurance isn’t covered by health care plans through your employers, or perhaps you’re unemployed. If you need vision care, this can obviously become a problem as eye exams and prescription eye-wear can be expensive. It makes matters even more difficult if you have children that need eye care as well.

Purchasing eye care insurance will usually give you the benefits of discounted visits, prescriptions, and eye-wear, as well as occasionally covering a portion of the cost for LASIK surgery if you’re a candidate.

Eye care insurance normally comes as either a benefits package or a discount vision plan. A vision benefits package gives eye care services in exchange for annual premium or a membership fee, a yearly deductible for each member, and a co-pay each time a member uses the service. A discount vision plan provides eye care at fixed discounted rates after an annual premium or membership fee are paid.

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