Life Insurance

Life Insurance In Michigan

What is Life Insurance?

A typical life insurance policy is essentially a contract between a policyholder and insurer in which the insurer agrees to pay a certain predetermined death benefit to the nominated beneficiaries upon the event of the death of the policyholder. The policyholder makes premium payments to the insurer to purchase this policy.

Are you eligible for Life Insurance?

You need to apply for life insurance to determine your eligibility. The application will require some basic information such as your medical history, age, lifestyle habits, financial information, etc. The insurance company will consider all this information to determine if you are eligible for life insurance or not. Based on these factors, they will also determine the policy premium amount and type of policy for you. It is very important that you are absolutely honest in your application. The insurance company might have you examined by a health specialist.

Why should you get Life Insurance?

There are several reasons why you should get life insurance. You need to take care of loved ones in the unfortunate event of your demise. It will already be emotionally tough for them but you can at least make it financially less stressful for them when you are not there. Another reason for life insurance is because it is one of the cheapest ways to secure the future of your loved ones. Lastly, getting life insurance is an expression of love and will be your legacy. Your loved ones will remember how your purchase of life insurance was a wise and courageous decision.

Where to get Life Insurance?

For residents of Michigan, you can contact Winthrop & Gray Company to get a life insurance policy according to your needs and goals. Our agents at Winthrop and Gray Company are well-versed in the rules and regulations in the state of Michigan. You either stop by the office or give us a call. The details for the contact information for Winthrop & Gray Company are available on the website.

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages:

Partner Carriers

  • AARP
  • Aetna
  • Allied
  • American Modern
  • Attune
  • Berkshire Hathaway Homestate Companies
  •  Blue Care Network
  • Blue Cross Blue Shield of Michigan
  •  Chubb
  • Delta Dental
  • Encompass
  • Foremost
  • Grange
  •  Hagerty
  •  Hartford
  • Health Alliance Plan
  •  International Medical Group
  •  Liberty Union
  • Mainstreet
  • McLaren
  •  Molina
  •  National General
  • One Share
  • Oscar
  •  Physicians Health Plan
  •  Priority Health
  • Progressive
  • Safeco
  •  State Auto
  •  Travelers
  • Total Health Care
  • US Life & Health
  •  VSP Vision